Like our member companies, AF continuously reviews its processes to ensure efficiency and effectiveness. During these reviews, consideration must be given to work that detracts from value-added work, and what steps can be taken to reduce or eliminate unnecessary work. This is where our members can help us.

A significant number of inquiries are submitted after a case is heard and the decision is published wherein a party raises a policy limits defense and/or that additional exposures exist or have been paid. Most often, this is information that was available at the time the party submitted its response.

These post-decision inquiries should be rare; however, they comprise one of the highest volumes of inquiries we receive. Eliminating them will allow us to focus our efforts on pre-publication quality initiatives.

Responders – Always include the following when applicable: Policy Limit Amount, Additional Exposures, and Exposure Amounts (known or undetermined), and attach evidence to support these arguments. For assistance, please see our Additional Exposures job aid.